access to capital

CHFA works with local lenders across the state to offer these easy-to-use credit enhancement programs. 

​​​Review the programs below to see which one works for you, then simply contact a participating lender to access the capital your business needs for:

  • Working capital
  • Equipment purchases
  • Start-up costs ​​​​

please note
All programs subject to funding availability.​

​cash collateral support

Is your business experiencing a collateral shortfall that is preventing you from securing the financing you need to grow?

To help ensure the program benefits small and mid-sized businesses, the maximum loan size allowed is $10 million and the business must have less than 750 employees.

The program is capped at deposits of 25 percent of the loan amount or $250,000 (whichever is less).

​​green colorado credit reserve

Are you a business or nonprofit owner or developer who wants to improve the energy efficiency of your building?

This credit enhancement program may strengthen your loan application and provide an incentive to your lender for financing energy efficiency upgrades. 


​colorado credit reserve – access to capital

Do you need to raise capital for your small business to access working capital, lines of credit, etc.? 

If you are eligible, Colorado Credit Reserve (CCR) may enhance your loan application and reduce the lender’s risk, which may increase your probability of getting the loan you need. 

If you are seeking financing up to $500,000, Colorado Credit Reserve (CCR) is the program for you. ​


​If you are interested in the above programs, please contact a program participating lender or contact CHFA Community Development​ at 303.297.2432 or 1.800.877.2432.​