chfa loan programs

​​​​​​​​​​​​​Borrower qualifications vary by program; however there are certain ones that apply in all or most instances:

  • No first-time homebuyer requirements on most loan programs
  • CHFA-sponsored homebuyer education required with purchase programs
  • $1,000 minimum borrower contributio​n required (may be a gift) on most loan programs

program comparison card

home finance program comparison chart home finance program comparison chart
    • ​​​​​​For a printable version click here​.

CHFA Program Matrices​​



please note
In addition to qualifying for the CHFA program guidelines, the borrower must also qualify according to the first mortgage underwriting guidelines determined by the CHFA-approved Lender.  


approved private mortgage insurance companies